366 Top Inspirational Quotes and Motivational Quotes for Every Single Day in 2020

Who Is Kevin Gates' Wife? All About Dreka Gates

Rapper Kevin Gates and his wife Dreka Gates (née Haynes) have been together for over 20 years.

The pair got married in 2015, but they were together long before that. In a 2016 interview with The Source, Dreka shared that they had been together for nearly 14 years, going back to their teenage days.

Since they started dating, they have often been collaborators, working together on Kevin's rapping career and co-founding a record label. The couple also have two children: Islah Koren, born in 2012, and Khaza Kamil, welcomed in 2014.

Kevin has dedicated albums to his children with Dreka and made a song and music video solely about his wife, with lyrics that celebrate her strength and beauty. And Kevin isn't the only one with a busy career — Dreka also has a following of her own from her cannabis and beauty businesses which she shares about on Instagram and YouTube.

So, who is Kevin Gates' wife? Here's everything to know about Dreka Gates and her relationship with the rapper.

She and Kevin have been together for over 20 years Kevin Gates and his wife Dreka Gates at the BET Hip Hop Awards on Sept. 20, 2014 in Atlanta, Georgia. Bennett Raglin/BET/Getty Kevin and Dreka have been together since around 2003 and the pair married on Oct. 17, 2015. "Happy anniversary bae-bee!" Dreka wrote on Instagram in 2020. "17 years together, 5 years of marriage, and 2 little people later...I'm still proud and happy to call you my husband and best friend." Dreka has said that the couple have a very tight-knit bond. In 2016, the businesswoman told The Source that three months was the longest she and Kevin had gone without speaking to each other. Dreka and Kevin started a record label together Kevin Gates and his wife Dreka Gates at Gucci Mane's Black Tie Gala on Feb. 13, 2020. Prince Williams/Wireimage Kevin and Dreka co-founded the record label Bread Winners' Association in 2010. The entrepreneur spoke about working with Kevin on his career and becoming his booking manager in her 2016 interview with The Source. "When I first met him he always wrote music and he was always recording, but he was just doing it in a room in his grandmother's house," Dreka said. "Then about 10 or 11 years ago, we were just talking one day and he told me he wanted to take it serious." Dreka noted that she researched the music business and talked to others in the industry for advice. "Then again, people in the industry shut you out," she continued. "So you really end up making your own path, which is what we did." She has appeared in his music videos Kevin Gates and his wife Dreka Gates. Dreka Gates Instagram In 2023, Dreka starred in Kevin's music video for "Breakfast," which featured the pair loved up in a wintry snowscape. This was not the first time Dreka appeared in one of her husband's videos, either: She also starred in the video for "Power" in 2020 and his video for "Dreka" from the same year, which is full of candid footage of the couple. Dreka has her own social media following Kevin Gates' wife Dreka Gates. Dreka Gates Instagram Outside of her work with Kevin, Dreka has several of her own businesses. She is popular on social media with over 3 million Instagram followers and more than 190,000 YouTube subscribers. On her channel, she posts videos about her businesses, motherhood and her daily life. Many of Dreka's videos show her life on their farm, where she raises animals and gardens. She's an entrepreneur Kevin Gates' wife Dreka Gates at the 2023 MAGIC Fashion Event in Las Vegas. Dreka Gates Instagram Dreka also runs businesses beyond social media. She has a cannabis shop called BE Provisions, which has multiple locations in Michigan. According to the brand's website, "BE aims to nurture a positive cannabis experience through educating, inspiring and empowering those we work with and our customers, bringing positive change to the earth." Dreka also has an eponymous skincare company. The entrepreneur started her brand "to promote whole body wellness, so you can look and feel your best IRL," according to the Dreka website. Her products include body oils, moisturizers, deodorants and candles. Dreka shares two children with Kevin Kevin Gates' wife Dreka Gates with their kids, Islah and Khaza, at the Museum of Ice Cream. Dreka Gates Instagram  Kevin and Dreka have two children: daughter Islah Koren, born on Nov. 30, 2012, and son Khaza Kamil, born on May 9, 2014. Kevin named two of his albums, Islah (2016) and Khaza (2022), after his kids. In a 2013 interview with Complex, Kevin talked about his love for his children and his desire to keep their lives private. "I got some children. I'm real real close with them," he said. "I lay in the bed with them, hold them, love on them. It really doesn't make sense to say [how many kids I have]. Not in a bad way, but it's not like the public will ever get to see my children, and if they do see them, they aren't going to know they're mine."

Rapper Kevin Gates To Perform In Bloomington Sept. 21

BLOOMINGTON — Hip-hop and rap artist Kevin Gates will perform at 7 p.M. Saturday, Sept. 21, at Grossinger Motors Arena in downtown Bloomington.

The presale for tickets begins at 10 a.M. Thursday, and general sales begin at 10 a.M. Friday. Ticket prices start at $36.

Gates released his fourth studio album, "The Ceremony," this past January, which peaked at No. 24 on the Billboard Top 200. Two of Gates' albums are platinum certified, and he was the second best-selling hip-hop artist in 2016, according to a news release.

Jackie Gunderson talks about upcoming Prairieland Punishers schedule in Decatur and Bloomington

Clay Jackson Photos: Southern Accents at Saturdays on the Square 🎵 Southern Accents

Ronnie Gregg performs with Southern Accents on Saturday in downtown Bloomington. 

ALLISON PETTY, THE PANTAGRAPH Southern Accents

Bass player Paul Jones performs with Southern Accents during the last Saturdays on the Square concert of the summer in downtown Bloomington. 

ALLISON PETTY, THE PANTAGRAPH Southern Accents

Guitarist Nick Swan performs with Southern Accents during the final Saturdays on the Square performance of the summer in downtown Bloomington. 

ALLISON PETTY, THE PANTAGRAPH Southern Accents

Southern Accents frontman Ronnie Gregg performs Saturday in downtown Bloomington. 

ALLISON PETTY, THE PANTAGRAPH Southern Accents

Tom Petty tribute band Southern Accents performs at Saturdays on the Square in downtown Bloomington. 

ALLISON PETTY, THE PANTAGRAPH Southern Accents

Bass player Paul Jones performs with Southern Accents on Saturday in downtown Bloomington. 

ALLISON PETTY, THE PANTAGRAPH Southern Accents

Guitarist Nick Swan performs with Southern Accents on Saturday in downtown Bloomington. 

ALLISON PETTY, THE PANTAGRAPH Southern Accents

Ronnie Gregg performs with Southern Accents on Saturday in downtown Bloomington. 

ALLISON PETTY, THE PANTAGRAPH Museum Square

Part of the Saturdays on the Square audience can be seen in front of the McLean County Museum of History in downtown Bloomington. 

ALLISON PETTY, THE PANTAGRAPH Southern Accents

Tom Petty tribute act Southern Accents performs in downtown Bloomington on Saturday. 

ALLISON PETTY, THE PANTAGRAPH Southern Accents

Vocalist Ronnie Gregg and bass player Paul Jones perform as part of Southern Accents, a Tom Petty tribute act, on Saturday in downtown Bloomington. 

ALLISON PETTY, THE PANTAGRAPH

Compare Life Insurance Quotes (2024)

Why Compare Life Insurance Quotes

Getting multiple quotes for a thorough life insurance comparison can help you select the right policy and avoid paying higher premiums.

The amount of coverage should be tailored to fit your individual needs and those of your loved ones. Think about the kind of financial support your beneficiaries would require in the event of your death. A death benefit can cover everything from mortgages and car payments to credit card bills, personal loans and college tuition.

What To Look For When Shopping for Life Insurance

The best way to start the process of shopping for life insurance is to assess your financial situation, how much coverage you need and what you can afford. If others depend on you to provide financial support, you might need more coverage than someone single and childless:

Calculate coverage needs: Start by calculating how much cash it would take to pay off all of your major debts like mortgages, car loans, medical and credit card bills, school loans or tuition, and other high-dollar accounts. A good rule of thumb is to also calculate accruing retirement and investment income, in addition to potential funeral expenses.

Consider riders: Life insurance riders provide additional protection or coverage for varying costs, which is added to your monthly premium. Common riders include those for accelerated death benefits, critical illness and disability. You can research available riders and their costs with each company. Some riders are included at no upfront cost. For example, some companies include living benefit riders within their standard policies.

Financial strength ratings: When finalizing your decision, you want to be sure that the life insurance company you select will have the financial stability to pay out a death benefit to your loved ones. Independent ratings companies like AM Best provide financial strength ratings as an objective way to evaluate an insurance company's ability to pay its obligations.

Compare Quotes from Top Rated Life Insurance Companies

Here's a look at some quotes from our top rated providers. We gathered cost data using secret shopping and based cost data on quotes collected for 35- and 45-year-old men and women without a history of tobacco use seeking $250,000 in coverage.

Company Term Lengths Available Monthly Cost A.M. Best Visit Site 10, 15, 20, 25, 30, 35 and 40 years $17-$39 A+ Learn More 10, 15, 20, 25 and 30 years $18-$40 A++ Learn More 1, 10, 10, 20 and 30 years $21-$45 A++ Learn More 10, 20 and 30 years N/A A++ Learn More 10, 15, 20, 25 and 30 years $23-$47 A Learn More 10, 15, 20, 25 and 30 years $17-$40 A+ Learn More 10, 15, 20 and 30 years $23-$54 A+ Learn More Company Term Lengths Available A.M. Best Monthly Cost Visit Site 10, 15, 20, 25, 30, 35 and 40 years A+ $17-$39 Learn More 10, 15, 20, 25 and 30 years A++ $18-$40 Learn More 1, 10, 10, 20 and 30 years A++ $21-$45 Learn More 10, 20 and 30 years A++ N/A Learn More 10, 15, 20, 25 and 30 years A $23-$47 Learn More 10, 15, 20, 25 and 30 years A+ $17-$40 Learn More 10, 15, 20 and 30 years A+ $23-$54 Learn More

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Preparing To Apply for Life Insurance

Once you've selected the coverage amount and plan type, the next step to buying life insurance is applying to see if you qualify. The application process usually requires providing health histories for you and your immediate family, answering questions about your lifestyle and taking a medical exam. Insurance companies typically offer the lowest rates to applicants who present the lowest risk.

Understanding key details about the process of buying life insurance can help you get the coverage you need at a cost you can afford. To help you in your search, we've put together a list of what to expect when you apply.

Gathering Necessary Information

Your date of birth is the most important factor in obtaining accurate quotes. If you plan to include any dependents on your policy, including a spouse, you will also need their dates of birth. Your gender, ZIP code and household income are also key factors in getting customized quotes. Height and weight and basic health questions round out the information needed to generate quotes.

Factors Companies Evaluate

Aside from the factors listed above, your health history, lifestyle and even driving record can be taken into consideration during the underwriting process. Many life insurance options also require you to take a medical exam. You should disclose all health conditions and high-risk lifestyle factors during the application process. A lack of transparency on your application can negatively impact your eligibility.

If You're Declined

If you are declined after going through the underwriting process, you still have options. No exam life insurance policies might be a viable alternative if you are declined for medical or lifestyle reasons. These policies tend to have much higher premiums than traditional plans, but New York Life points out that new technology has allowed insurance companies to offer more competitive rates.

Guaranteed issue life insurance offers guaranteed coverage, with no medical exam and no health questions to answer. These policies offer more limited coverage amounts, typically capped at about $25,000, and are often used by older people or applicants with several pre-existing conditions.

Life Insurance Cost Calculator Understanding Policy Terms

Life insurance can seem fairly complicated because of all the coverage options and industry-specific terminology. It's important to have a clear understanding of the features and benefits. Consulting with a licensed professional can help you navigate the fine print and exclusions of a life insurance policy.

Depending on the policy, some major pre-existing conditions and certain mental health disorders can exclude you from coverage. High-risk lifestyle exclusions include those for smoking, heavy drinking or high-risk occupations like coal mining or serving in the military. Additionally, self-inflicted causes of death are commonly excluded by some plans.

Types of Life Insurance Policies

If you're not familiar with the different types of policies, the starting point is to research the main types of life insurance: term and permanent.

Term Life Insurance

Term life insurance, sometimes referred to as temporary life insurance, offers coverage for a set period of time, commonly 10, 20 or 30 years. Most term policies are renewable after the term ends, with a new monthly rate set based on your age and health status at the time of renewal. Some term life insurance policies contain a conversion option that allows you to convert the plan to a permanent plan by a deadline set by the insurance company.

If the insured policyholder dies during the term, the death benefit will be paid to the named beneficiaries. However, if the term expires before the insured person dies, no death benefit is paid. Unlike permanent life insurance, term life insurance policies do not feature a cash value component.

Permanent Life Insurance

Unlike term life insurance, permanent life insurance policies last for the insured's entire life and feature a cash value component. Some common permanent life insurance plans:

Whole life insurance is the most common form of permanent life insurance that allows you to withdraw or borrow money against the policy's cash value. Whole life policies are fairly predictable in that they have fixed premiums, fixed benefits and a fixed rate of return. This can be a drawback if you want more flexibility for premiums and cash value returns.

Universal life insurance is a form of permanent life insurance that offers the additional features of having flexibility with your premiums and adjusting the death benefit. Universal life policies can grow in cash value when interest rates rise but require regular monitoring to avoid underfunding, which can require you to make large payments to catch up. You may also face tax consequences by excessively overfunding your policy.

Variable universal life offers flexible premiums and allows you to invest through sub-accounts tied to financial markets. On the plus side, variable universal life plans can help build wealth if your subaccounts perform well. On the other hand, since investment returns are not guaranteed, you can lose cash value on your policy when markets underperform.

Getting Accurate Quotes

Providing accurate personal information is an essential part of getting accurate quotes for life insurance. Life insurance quotes are not necessarily "one size fits all," but are customized based on several factors.

Like other insurers, life insurance companies base rates on the risk of paying out benefits. For example, a person with a pre-existing health condition might be more at risk of an early or unexpected death, increasing risk for the insurance company.

Lying on a life insurance application can have serious consequences, including voiding the contract and refusing to pay out the death benefit to your beneficiaries. Hiding a pre-existing condition or lying about higher-risk lifestyle factors like smoking or skydiving is considered life insurance fraud, which costs businesses and consumers nearly $75 billion per year, according to the FBI.

Frequently Asked Questions About Life Insurance Quote Comparisons How do I compare quotes online?

Comparing life insurance quotes online can be fairly easy. Many insurance companies have life insurance calculators directly on their websites after you provide your personal information.

Is the cheapest quote the best option?

Buying life insurance is a personal decision that should take into account your situation and financial obligations. For instance, if you have dependent children who would need help with college tuition if you were gone, then you might need more coverage than someone without children.

Which life insurance is the least expensive?

Final expense plans are often the least expensive form of coverage, providing coverage for funeral costs only. Term life insurance is also significantly less expensive than permanent coverage like whole life insurance. Unlike whole life insurance policies, term life insurance does not build up a cash value and coverage lasts for a limited period, officially called a term.

What factors affect life insurance premiums?

The primary factor impacting life insurance rates is your age. Other factors include your gender, medical history and the amount of coverage needed. Lifestyle comes into play as well — for example, non-smokers generally receive lower rates than tobacco users. In some cases, underwriters will even consider the health history of your immediate family members. For term life insurance, the term length can also affect your premium payments.

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