‘Beverly Hills, 90210’ Alum Shannen Doherty’s Cancer Battle in Quotes
120+ Inspirational Quotes For Kids To Encourage Them
Kids need encouragement, especially from trusted adults. Our simple inspirational quotes for kids are an age-appropriate way to inspire the littles in your life. So motivate the kiddos you know to be their best selves with our inspirational children's quotes.
Give the young ones in your life a bit of daily motivation with these inspirational quotes for kids. They are sure to provide a bit of positivity.
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All it takes is one person to make a difference.
'I can achieve' starts with 'I believe.'
Of course you can do it. You just have to keep trying.
Start every day with a deep breath and a can-do attitude.
Each day is a new chance to make a difference. Make sure to sparkle.
You are a brave little lion. The whole world is going to hear you roar.
Your heart is a beautiful masterpiece. You add a new color every day.
Every day is a new opportunity to add a bright rainbow to your life.
Good behavior is like glitter. It adds sparkle to everyone you touch.
Today is all about you. Show the world what you're made of.
Every president was a kid with a dream that became a big reality.
Do you know a kid who needs encouragement? Try adding an inspirational quote to their lunch box or to a poster or sticky note in their room.
Even small kids need words of affirmation and inspiration. These simple inspirational messages for little kids are perfect for toddlers, preschoolers, and early elementary-aged kids.
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You are strong.
You are so brave.
You can do anything. All you have to do is try.
Keep trying. You'll get it.
You are so loved.
You're kind.
You are so smart!
You're a great learner.
I'm proud of you.
You should feel proud of yourself.
Good job!
I like the way you listen.
You play so well with other kids.
I love your kindness.
You make me smile.
We're lucky to have you.
You tried your best and did a really good job.
You can do this!
Related: 100+ Positive Affirmations for Kids to Keep Them Confident
Since kids have shorter attention spans, encouraging and inspirational quotes will land better when they're short and sweet. Keep them motivated with a few short simple quotes just for them.
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Smile! You are amazing.
I love how unique you are.
Every star shines a little differently.
Your uniqueness is what makes you shine.
To be a hero, you must choose the right path.
There are no wrong answers, only learning opportunities.
Greatness is built on the words, "I can try."
Falling down is part of the journey.
You can learn anything you put your mind to.
Doing your best is what really matters.
I love that you tried something difficult.
You can do hard things.
Be yourself. You are so loveable.
That was really hard, but you did it!
Every piece of you is unique and special.
The hard choices are the most important.
If you want something to change, change it.
You can't choose everything, but you can choose your attitude.
Today is a new day to try again.
Keep trying, and you'll get there.
The most important thing is you believe in yourself.
You can be proud of all the things you've learned.
Don't be afraid to dream big.
It's okay to take your time. You'll get there eventually.
The most important thing is that you are proud of yourself.
Kids love to get cute little messages from parents, teachers, and friends. Provide some inspiration through these unique quotes.
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You are the key to your success.
You don't have to be perfect. You just have to be you.
Life will take you to amazing places if you have the courage to try.
Not every choice is going to be the right one. But, it's the wrong choices that teach you the most.
You are the narrator of your next great adventure.
True heroes work hard to make their dreams a reality.
Every step you take in life isn't going to be easy. But it will be worth it.
The theme of your story is up to you. Make it an epic adventure.
The story of your life is written one word at a time. Don't get too ahead of yourself.
A smile and a positive attitude can take you a lot more places than a frown and an "I can't."
You have the power to change the world one kind word at a time.
Looking to inspire a small person in your life? One of these special quotes may be just perfect.
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You inspire me to be the best me I can be. Thank you.
You are braver, smarter, and stronger than you realize.
You have the power to change someone's day with your words and actions.
You are an amazing and unique person who brightens my life every day.
You are glitter and rainbows. Never lose your sparkle.
There is never a dull moment with the sparkle and shine you bring to life.
Winning and losing aren't important. It's how much fun you had in the process.
Every time you strike out, you learn something new about yourself.
Dream big! And when you accomplish it. Dream bigger.
Keeping a positive mindset can be the difference between good and bad days. Since kids have a harder time regulating their emotions, keep them surrounded with positive words by sharing these messages.
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Kind words are like magnets that stick to you. They should make you look beautiful.
Every day is an awesome day when you start it with an awesome attitude.
Every star must shine brightly to light up the world.
When you work together, impossible tasks become easy.
To become a butterfly, a caterpillar has to work for it.
When you believe in yourself, the world believes in you, too.
There's nothing in this world you can't do. There are only those things you shouldn't do.
You are the captain of your ship. Show the world just how far you will sail.
You can do anything. You just need to believe you can.
The key to success is believing in yourself.
Doing the right thing takes bravery. Be brave.
Trying to motivate your little one to achieve great things is harder than you think. They want nothing more than to play! Try out a few fun quotes to encourage and motivate kids.
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To become better takes courage and work. But it's always there for you to grab.
Yes, it's hard, but it's worth it.
To find your talent, you need to seek it.
Dreams are made by doing. Even if you fall, every step gets you a little closer.
It's not that every great person in history didn't fail. They just didn't stop trying until they got it right.
You will always succeed if you never quit trying.
It's okay to fail. What matters is that you keep trying.
Falling is part of the process of learning to get back up.
There is music all around you. Find the courage to dance.
Giving inspires others to give as well.
Your kindness is never wasted in this world.
Children are the future. Inspire them toward success and positivity with these meaningful quotes for kids.
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Every first step gets you closer to success.
When the mountain to your dreams is too challenging to climb alone, just ask for help.
When you think you can, anything is possible.
You have endless possibilities in life. Don't let "I can't" stop you from reaching for them.
The road to success is never smooth. But you learn from the hills and bumps along the way.
You hold the key to power by opening a book and learning.
The only failure is not trying.
Every day is a fresh opportunity to learn something new and exciting.
If you can't do it alone. All you need to do is find friends.
If you believe in yourself, others will follow.
Each new and exciting story began with one person and a dream.
These quotes can inspire kids to make positive choices about the ways they behave.
LoveToKnow / via Getty Images
When you start the day with a smile, great things can happen.
You are the ruler of your happiness. Smile and be silly.
Start your day with positive thoughts and actions to make each day a good day.
Your positivity shines like a beacon. Everyone wants to see it.
Your words can make someone have a good or a bad day. Use them in a positive way.
You can give away happiness with a smile and a kind word.
Positive words and actions are the ones to remember.
You've got this. No matter what, keep trying your best.
Just stay positive and magical things are going to happen.
You are a little bit of sparkle and a lot of shine. Thank you for brightening up the day.
Kids need to know they are amazing. So tell them!
LoveToKnow / via Getty Images
Never forget how awesome you are. Even when you can't see it, others do.
Your smile lights others up. Keep being amazing.
If nothing else, remember you are an amazing, wonderful, and unique person.
Just in case someone didn't tell you today, you are amazing.
You are a talented and precious person who brightens the world.
When you smile, the whole world is in awe of your awesomeness.
Did you know you're an awesomesaurous? You are Jurassically perfect.
Even when you don't feel fabulous, the whole world knows just how special you are.
You are a bright little sunflower. Your beautiful heart glows like the shining sun.
You are doing an amazing job being you. Keep it up.
When you need to inspire littles to greatness, look no further than their favorite superheroes. Taking a word from them can change the whole dynamic.
LoveToKnow / Creative via Shutterstock
"You're much stronger than you think you are. Trust me." - Superman
"The fate of your planet rests not in the hands of gods. It rests in the hands of mortals." - Thor
"Life doesn't give us purpose. We give life purpose." - The Flash
"Only love can truly save the world. So I stay, I fight, and I give, for the world I know can be." - Wonder Woman
"Heroes are made by the path they choose, not the powers they are graced with." - Iron Man
"Intelligence is a privilege, and it needs to be used for the greater good of people." - Dr. Octopus
"Why do we fall? So we can learn to pick ourselves back up." - Batman
"Whatever life holds in store for me, I will never forget these words: 'With great power comes great responsibility.'" - Spiderman
"A true hero isn't measured by the size of his strength, but by the size of his heart." - Zeus
Add a famous quote to the mix. Some wordsmiths just say it best. Allow them to inspire children to achieve greatness.
LoveToKnow / via Getty Images
"The more you read, the more things you will know. The more that you learn, the more places you'll go." - Dr. Seuss
"You never fail until you stop trying." - Albert Einstein
"I have not failed. I've just found 10,000 ways that won't work." - Thomas Alva Edison
"The tougher the fight, the more important the mental attitude." - Michael Landon
"Look up at the stars and not down at your feet. Try to make sense of what you see, and wonder about what makes the universe exist. Be curious." - Stephen Hawking
"Education is the key to unlocking the world, a passport to freedom." - Oprah Winfrey
"One day the people that don't even believe in you will tell everyone how they met you." - Johnny Depp
"You miss 100 percent of the shots you don't take." - Wayne Gretzky
"The mind is the limit. As long as the mind can envision the fact that you can do something, you can do it, as long as you really believe 100 percent." - Arnold Schwarzenegger
"Kindness is the language which the deaf can hear and the blind can see." - Mark Twain
"Kind words can be short and easy to speak, but their echoes are truly endless." - Mother Teresa
When it comes to inspiring children in all areas of their lives, quotes are a great tool. So share a little daily inspiration with your kiddos with some inspiring and motivating quotes.
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Best Life Insurance For People Over 50 Of 2024
To find the best life insurance companies for people over 50, we evaluated term life and permanent life insurance for each company.
Our ratings are based on:
Term life insurance rates (50% score): We used term life insurance rates for healthy buyers age 60 for 10- and 20-year terms. The coverage amounts analyzed were $250,000, $500,000, $1 million and $2 million.
Cost competitiveness of cash value policies (15% of score): This measures the level of premiums and internal policy charges, including the cost of insurance, fixed administration expenses and cash value-based wrap fees.
Historical performance (10% of score): This measures whether the historical performance of the company's investments that fuel cash value growth are superior to other companies' comparable products.
Reliability of policy illustrations (10% of score): This factor measures the reliability over time of the company's illustrations for its permanent life insurance products. When you plan to be holding on to a policy for decades and counting on cash value to accumulate, you want an illustration that's accurate.
Access to cash value (10% of score): This measure evaluates the liquidity of cash value and a policyholder's access to it. Some policies will build cash value better in the early years, and with other companies you may be waiting several years before you have meaningful cash value within a policy. Generally speaking, the higher the liquidity, particularly in early policy years, the better—but some insurers charge more for greater liquidity, so consider the possible tradeoff.
Financial strength (5% of score): This measure incorporates the insurer's financial strength ratings from four major ratings agencies: AM Best, Fitch, Moody's and Standard & Poor's. Financial strength is particularly important when you're relying on a company's ability to pay claims many decades from now.
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Best Term Life Insurance Of August 2024
Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.
If you're looking for a starter life insurance policy, term life insurance may be your most affordable option. While term life insurance lacks the guarantees and cash value benefits of whole life insurance, it's an affordable way to protect your family in the event of your untimely death in your prime earning years.
Best Term Life Insurance of 2024Get Life Insurance Quotes
Compare affordable life insurance options with Policygenius.
Compare the Top Term Life Insurance PoliciesBecause term life insurance is temporary, the standards by which a good term life insurance policy is measured are different from other categories of the best life insurance. While we looked at eligibility requirements and premium rates, we also looked at policies on conversions as well as companies that cover specific groups of people, such as military personnel and low-income parents.
Here are our picks for the best term life insurance policies in 2024.
Best overall term life insurance Banner Life InsuranceBanner Life Insurance's OpTerm policy has affordable life insurance rates for all ages and approved health classifications. Unfortunately, shoppers with a history of severe health complications, including HIV, cancer, etc., do not qualify for Banner Life policies. Shoppers ages 20 to 75 years old may be eligible for coverage with no maximum and up to 40 years of coverage. You can also expect fast approval and may qualify for a medical exam waiver with the Banner Life OpTerm plan.
Read our Banner Life review.
Best affordable term life insurance Protective Life InsuranceProtective Life Insurance's Class Choice Term plan has some of the most affordable rates for the best value in the life insurance market. The average life insurance cost for 35-year-old males and females (with a standard 20-year term length and a life insurance benefit of $1,000,000) is about $52 and $43 monthly, respectively.
At Protective, the same life insurance policy for a male applicant would cost $46.63 monthly. A policy for a female applicant quotes at $38.44 monthly. Both of these rates are below the industry average. So while you can find cheaper, you get the most out of your buck with Protective.
Protective's Classic Choice Term is excellent for its customizability and range of options. This plan offers $100,000 to $50 million in coverage, some of the highest life insurance benefits in the market. Additionally, you have several term options ranging from 10 to 40 years.
You may fancy Protective's a la carte of riders, including its child and disability riders. Protective also offers an income provider option endorsement, which allows you to decide how to allocate your death benefit among your beneficiaries.
Read our Protective Life review.
Best term life insurance with no medical exam Brighthouse Life InsuranceBrighthouse Financial's SimplySelect term offers best-in-class coverage even without undergoing a physical exam. The company also received an A rating from AM Best and a 739 rating with JD Power, according to its 2023 life insurance study.
This policy allows instant approval with some of the most affordable life insurance rates. You can get anywhere from $100,000 to $3 million in coverage with term lengths of 10, 20, or 30 years. However, higher policy limits may be subject to stricter underwriting. Also, its convertible and renewable rider options allow you to extend your coverage or convert your policy to a whole life insurance plan. See our guide to the best no medical exam insurance companies for more options to compare.
If your health isn't at its best, you might lean towards no medical exam life insurance, though your health status won't be ignored. No medical exam policies still ask health questions, and the company can look at past medical records. So these policies are more frequently issued with lower death benefits to young, healthy applicants. Of course, when you're working with a company like Brighthouse Financial, life insurance agents can run a preliminary application to see your chances of success. If you don't qualify for a no medical exam policy, Brighthouse Financial agents can quote other term or whole life options to fit your needs.
Best term life insurance for customer service State Farm Life InsuranceReliability and trustworthiness are imperative for a long-standing insurance company, and it doesn't get any better than State Farm. Included among our guides on the best life insurance and the best cheap life insurance, State Farm's life insurance earned an A++ for financial stability with AMs Best. It also received 843 out of 1,000 in 2023 for overall customer satisfaction with JD Power, landing it in the no. 1 spot for customer service among its industry competitors.
State Farm sells property and casualty products, including home, renters, and auto insurance. So, you can pair your life insurance with another insurance product to reduce your premium.
Read our State Farm Life Insurance review.
Best term life insurance for whole life conversions Pacific Life InsuranceA conversion from term to whole life insurance allows you to extend your coverage and take advantage of those coveted cash-value benefits. Pacific Elite Term offers some of the best options if you're planning on purchasing a whole, universal, or variable life insurance plan eventually. With this term life plan, you can convert after the first ten years of term coverage. This policy also adds cash credit to your permanent life insurance policy after conversion, which may reduce the overall cost of your premium.
Keep in mind a term to whole life conversion is not guaranteed. Your insurance agent can advise when to submit an application to convert. Once you do, underwriting will assess your health and risk at the time of application (not when you originally applied for your term policy). Insurance companies will also set rates based on your current application.
With competitive rates and availability in all 50 states, Pacific Life may be your pick of the litter for policy convertibility. Additionally, Pacific Life has outstanding customer satisfaction and financial strength scores, ranking sixth place with JD Power (above the the industry average) and A+ with AM Best. Pacific Life may also allow qualifying buyers to forgo a medical exam.
Read our Pacific Life Insurance review.
Best term life insurance for seniors Prudential Life InsuranceFor seniors, getting life insurance at an affordable rate can be challenging. However, Prudential's Term Essential is an excellent option for shoppers over 60 needing short-term coverage at a competitive price.
Prudential's Term Essential allows for higher age limits than many of its competitors. As a result, underwriters may overlook minor age-related conditions. Exclusions for terminal or costly illnesses like cancer, multiple sclerosis, and HIV may still apply. The plan provides coverage as little as $100,000 up to $1 million and term lengths of 10, 15, 20, or 30 years. Additionally, this policy offers a Living Needs Benefit rider, free of charge, with all of Prudential's term life policies. This rider gives you access to a portion of your death policy if you become terminally ill, a beneficial option for senior retirees.
Not all senior applicants will qualify for a life insurance policy with Prudential Term Essential. But options may be more flexible than it would be with competitors. See our guide to the best life insurance for seniors for more information.
Read our Prudential Life Insurance review.
Best term life insurance for foreign nationals Transamerica Life InsuranceLife insurance can be an invaluable tool, but it may be hard to qualify for those who don't have U.S. Citizenship. As one of the oldest and largest life insurance carriers, Transamerica accommodates foreign nationals within the U.S. To offer the best coverage options.
Transamerica Trendsetter Super is a term life policy providing some of the most competitive rates. If you're 18 to 80-years-old, you can get coverage of as little as $25,000 up to $2 million. Qualifying applicants may also waive the medical exam requirement. We recommend talking to a licensed insurance agent if you are still determining if you qualify.
Read our Transamerica life insurance review.
Best term life insurance for military personnel USAA Life InsuranceUSAA is one of the nation's leading insurance providers, created with active military members and veterans in mind. With USAA, military members and veterans may appreciate the unique benefits of purchasing its Level Term V policy. This plan doesn't require a medical exam, but you may have to answer a health questionnaire online.
USAA's equivalent of a guaranteed insurability rider is its Life Event Option rider. For qualifying life events (like getting married or having a child), you can get up to $100,000 of coverage. While many insurance companies offer this add-on at an additional cost, USAA's Life Event Option rider is built into the policy without the extra fee. Also, if you're injured in the line of duty, USAA helps pay for your medical bills and even replaces your health coverage if you retire or leave the military.
The critical thing separating USAA from other life insurance companies is its options for active duty military members outside of SGLI (a group life policy tied to your service in the military), i.E., you lose it once you separate from the military). As a result, its death benefits may be lower compared to some competitors. But active duty military members, particularly if deployed, will not qualify for coverage at all with other life insurance providers.
Read our USAA life insurance review.
Best term life insurance for low-income parents MassMutual Life InsuranceFor many families, getting life insurance isn't in the budget or may not be a financial priority. Fortunately, MassMutual created the LifeBridge program to assist low-income families with affordable coverage.
With MassMutual's LifeBridge program, qualifying parents and guardians get a free 10-year life insurance policy. In addition, this policy pays your designated beneficiary a $50,000 death benefit.
While MassMutual's term coverage through the LifeBridge program isn't as elaborate as some of the options on this list, this free plan will cover your dependent's educational expenses and sustain a good living if you pass away.
Read our MassMutual life insurance review.
Why You Should Trust Us: How We Reviewed the Best Term Life InsuranceWe choose our picks for the best term life products best on a company's customer satisfaction points, company offerings, financial stability ratings, and affordability.
Check out the details of Business Insider's life insurance rating methodology to learn more.
What is Term Life Insurance?Term life insurance offers temporary protection over a set amount of time, usually between 10-30 years, though you can find shorter and longer terms. Because a payout isn't guaranteed under these policies (in fact most term life insurance policies never pay out), premiums are cheaper than permanent life insurance policies.
Term life insurance policies are great if you need coverage for a specific period in your life or you have a temporary financial obligation. For example, if you're paying off a mortgage or your child's college tuition, a term life policy will ease your loved ones financial burdens if you're no longer around to pay them off.
How to Choose the Best Term Life Insurance Company Determine Your Coverage NeedsYou can't choose the best term life insurance without first understanding what you want and need out of a term life insurance policy. You should consider your goals and your financial situation — including income, debt, and dependents — before starting a serious search for term life insurance.
Along the way, you may even decide that your goals are more suited for a different type of life insurance.
Consider Financial StrengthOnce you've determined that term life insurance is still right for you, you'll want to begin comparing life insurance companies. You can start by looking at a company's financial strength. You'll be working with company for years, so you'll want to make sure they're financially stable, so they're around to issue a payout if the worst happens.
You'll want to pay particular attention to assessments from the following rating agencies:
Customer reviews are often your best way to gain insight into how a life insurance company operates. You'll want to pay attention to any issues with claims, policy flexibility, and how easily the company was to reach. Some companies respond to customer reviews; you'll also want to make a note of this.
For life insurance companies, the best place to find customer reviews are Trustpilot and the Better Business Bureau. However, you'll find customer testimonies across a diverse array of platforms. Even life insurance reviews on Reddit can help you gain a better understanding of a company.
Get Term Life QuotesGetting quotes for life insurance can be arduous, as many companies require that you fill out a lengthy health questionnaire before getting a quote. It helps to have your medical information readily available. That said, term life insurance quotes are typically easier to acquire than permanent life insurance quotes.
Understand Policy FeaturesYou'll want a comprehensive understanding of any term life insurance policies you're considering. You'll need to look at any exclusions and potential riders you can add to your policy. For example, you might want to consider a return of premium rider if you think you're going to outlive your policy.
You'll also want to consider whether a company offers convertible life insurance policies and the terms and requirements associated with a term life conversion.
FAQs About the Best Term Life InsuranceNo, you typically don't get your premiums refunded when a term life insurance policy ends or you cancel your policy. If you specifically add a return of premium rider to your policy, you could get money back, but the trade-off is that this type of policy is much more expensive than a regular term policy.
The best amount of term life insurance is generally as much as you can comfortably afford. However, the rule of thumb for calculating your life insurance needs is to multiply your annual income by 10.
If you outlive your term life insurance, your coverage will expire, and you or your beneficiaries won't receive a payout. The funds will simply go into the company's profits. However, if you purchased a return of premium rider, you may get your money back at the end of your policy.
There is no better life insurance, just a better life insurance for your needs. Whole life insurance offers more comprehensive coverage and comes with cash-value benefits. By the time the policy is paid, permanent policies are frequently cheaper for the benefit you get. That said, affordable term life insurance is more immediately available.
You can't cash out a term life insurance policy because this type of life insurance doesn't have a cash value. If you pick a whole life insurance policy, you may be able to accrue cash value over time and cash it out during your lifetime to cover some expenses.
Alani Asis is a personal finance expert with experience covering insurance, retirement, and credit at both Business Insider and LendingTree. Her work has been published in AARP, CNN Underscored, Forbes, Fortune, PolicyGenius, and U.S. News & World Report.ExperienceAlani is a former insurance fellow on the Personal Finance Insider team. She's reviewed life insurance and pet insurance companies and has written numerous explainers on travel insurance, credit, debt, and home insurance.She is passionate about demystifying the complexities of insurance and other personal finance topics so that readers have the information they need to make the best money decisions.ExpertiseAlani's areas of personal finance expertise include:Evelyn He
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